Zhilishchnyi balans
97 reviews
January 22
I would like to express my deep gratitude to Olga, a specialist at Novopolotsk Joint Venture.
Olga always shows a high level of professionalism and attentiveness to clients. Quickly solves any issues that arise, is always ready to help and provide the necessary information.
Her kindness and patience create a comfortable atmosphere for communication, which is very important.
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8
March 3
We learned about the housing balance 2.5 years ago from a friend and were afraid at first ... but still decided to take the risk, because it's very difficult to buy an apartment for a young family with a small income. We saved up for 2 years, investing more than planned to move in faster. And finally we got a call!
The selection stage went very quickly and we will finally settle in at the end of the month! Thanks to the Housing Balance, and in particular to Yulia, for her competent work, professional help, and answers to all (even very stupid) questions!!! Now we will pay the rest of the amount and live in an apartment that will soon become ours!🥳
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9
1
March 7
Good afternoon! I was at a general consultation on 02/15.25. I was a little late, but it wasn't scary. The girl moved the bag and I tried not to draw attention to myself, not to interfere with listening and not to obscure the blackboard, as in school once... The visitors sat, listened, and made notes. They answered questions and asked their own. The presentation process went on as usual. In the process of all this, described above, it became clear that the Beautiful stranger, who allowed me to "land" next to her by moving her bag, was going to stay for an additional individual consultation on the same day. It was Saturday. Time allowed everything, probably. There were a lot of people. I understood that during the general consultation (waiting in line or after) I would be able to try to get acquainted with this Unearthly Beauty. But! It didn't work out that way. I was waiting for my turn to arrive. And I lost sight of HER. I saw her putting on her coat, but I couldn't even imagine that she was going to leave. I thought maybe it was coming from somewhere... Anyway, I lost her! I thought 10 times later, "To hell with conventions," but it was too late. I can add that she is very young and has blonde hair of an unusual shade, slightly longer than the middle of her back. She also helped me with a pen, which I didn't have, to fill out a feedback form. I didn't seem to miss anything. Apart from the above, I do not know ANYTHING about her, not her first name, much less her last name. And of course, I don't know the phone number to call and try to fix what I "screwed up". A Beautiful Stranger! If you are reading these lines, please respond. What if it's Fate? My phone number +375 29 658 85 25 (+ all messengers) I also want to express my deep gratitude to the staff of the Housing Balance Cooperative for the idea with the review. Thank you all VERY MUCH!!!
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15
2
February 27
We had a sad experience with the housing balance.
In August, my wife and I came for a group consultation.
Then we stayed for an individual consultation.
Svetlana Mikhailovna Tanakova conducted the conversation with us.
I've said several times that we had an apartment that we sold and were thinking about a house.
Svetlana described to us the ideal option for buying a house, taking into account a large down payment.
We were satisfied with all the calculations.
We have signed an agreement.
Satisfied, with a dream of a house, we went home.
The entrance fee was paid.
A week later, they wanted to deposit a large amount of money, they called Svetlana to accompany the operation, but Julia already picked up the phone.
I told them about my intentions and clarified about the contract, which was drawn up for some reason for a 2-room apartment in our city.
Svetlana said that this was a preliminary agreement and that it could be changed as much as possible.
Replace housing, replace the city....
Julia replied that the Housing balance in our city could not buy a house.
Just the apartment.
I offered to consider buying a house in Brest.
It is 240 km from our city)
The conversation did not work out, as Yulia did not listen to my wishes and suggested Brest.
Having stopped this meaningless conversation, I asked to terminate the contract, as the company had misled us.
Svetlana has probably been working recently and doesn't know all the nuances yet.
It turns out that not everywhere the housing balance can buy a house in the Republic of Belarus.
There is, it turns out, a list of cities.
Our city wasn't on the list.
We just wasted our time and money on a trip to the office in Minsk.
Then a second time to terminate the contract.
No one was going to return the money immediately.
They promised to return half of it in an hour.
As soon as we started talking about the prosecutor's office, we brought in our lawyer, Yulia's Housing Balance, they called back and said they would refund the entire amount we had paid.
We didn't ask for a refund for travel expenses, paid parking at the office, or two days of wasted time.
It was only upon termination of the contract that the girl apologized for the entire company.
The money never came.
I am completely disappointed with this company.
P.S. The
money was returned after 7 days.
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18
7
July 11, 2024
I would like to express my gratitude to the employees of the Housing Balance cooperative. I would especially like to mention the specialist Vladislav, who accompanied us on the deal! Responsible, responsive, polite, friendly, competent in all matters, sociable, an excellent specialist in his field. The transaction was conducted clearly, smoothly, confidently and legally correctly!
Housing balance is a great opportunity to solve the housing issue!
They approach their work very responsibly and promptly.
I definitely recommend that people who do not know how to solve the housing issue join a cooperative!
In turn, I wish the cooperative prosperity and well-being!
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16
7
December 23, 2024
I want to leave a review for anyone who still has doubts.... There is no need to postpone for later, what can be done today. We had a general consultation this summer, and we were attracted by the fact that they told us very clearly, showed us, answered endless questions, etc. We're gone....they began to think...
And so, on the eve of the New Year, we entered the Housing Balance, which I regret... About not joining earlier... I thank Yulia Simonenko for her professionalism, warm attitude, and openness. I wish all employees good health, well-being and all the best. I hope for a pleasant cooperation
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10
4
December 18, 2024
We were at a group consultation. We have signed an agreement with the cooperative. We learned about the possibility of buying housing with the help of a cooperative 2 years ago, but did not dare, because there was already a sad experience with a similar topic, which cost money. As soon as a friend told me that, thanks to the cooperative, she already lives in her apartment, they immediately signed up. The consultation took place in 45 minutes. The information is clear and specific. Specialists: Ksenia and Olga are friendly, friendly and professional. During the group consultation, you can ask any questions, which is very important. In an individual conversation, we selected a plan that was suitable for our case, which completely suited us. I liked the cooperative's approach. There is a sense of reliability and security of financial and property. We all wish you successful cooperation and fulfillment of your cherished desire: to live in your own home.
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9
2
August 15, 2024
After moving here, some employees got arrogant. That you come up without an appointment! They immediately rolled their eyes. It was a momentary matter. Moreover, there were half of the available staff. Thank you very much to the girl who was the only one who offered help and identified an employee. I don't know, compared to the girls from the office on Myasnikov, some of them are too arrogant here. Get down to the ground. Being in a business center does not mean being a peacock. According to the work of the company itself, it is a solid 5 (even 10 =), but I take off the star for the employees. The company and its role for citizens are super.
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15
2
December 16, 2024
After moving to Minsk, I thought about buying my own home, since I don't want to live in rented apartments all my life. A few months ago I saw on Instagram that there is a cooperative Housing balance. After studying the information on the site and watching videos on YouTube about newly-made new settlers, I attended a collective consultation. Then I signed up for an individual consultation and became a member of the cooperative on the same day. Thank you to Julia for her kindness, professionalism and support.
I hope that in a couple of years I will be celebrating a housewarming party.
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9
3
March 12
In general, I am very glad that there is such an organization that allows people to purchase housing on more favorable terms than in a bank. I learned about the Housing Balance PC from my mother, who has been here for 3 years. I am very pleased with the conditions that are offered here.
They are also very attentive to people, answering the same questions a hundred times :) Thanks a lot ❤
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7
January 23
Thank you for the cooperation of the Housing Balance and I would like to thank the specialist who accompanied me during the transaction! Responsible, responsive, friendly, attentive.
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6
1
April 25
Thanks a lot to the housing balance!!!! Many thanks to Evgenia for her good work!!!!!)))) Thank you so much for the nice apartment you bought for my family!!!!Very nice place)))) and very nice people!
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5
April 14
Good afternoon!!! We entered the Housing Balance in Bobruisk a year ago. Exactly one year later, we live in our apartment.We would like to express our deep gratitude to Olga Brykina for her prompt work, high professionalism, and competently and quickly resolved our issue. We wish you success in purchasing apartments for residents of Belarus.
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6
February 4
We would like to express our gratitude to Evgenia Yanovich, a transaction specialist.A sympathetic person constantly came into our position, supported us for 2 years since we moved into the apartment and recently called Evgenia to solve some problem, she did not refuse to help us and solved everything. Thank you so much, Evgenia, more such responsive people!
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6
2
March 17
I thank the Housing Balance for their help in purchasing an apartment. I didn't expect that I would be so happy about this event! I am also delighted with the professionalism of the staff, everything is clear, fast, and understandable. That's a wow! We wish you success and prosperity
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8
February 11
I would like to express my gratitude to Veronika Sergeevna Shityko, a specialist, for her professionalism, organization, individual approach and competent consultation, which provided answers to all questions of interest, which influenced making the right decision. I recommend.
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6
2
December 26, 2024
Thanks more to the housing balance for the opportunity and special thanks to Yulia's consultant for dispelling all doubts and contributing to a quick decision!
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7
4
January 12
The consultation is conducted in an accessible manner for everyone, everything is explained well, but the downside is that every month the salary increases, respectively, for 10.15 years a much larger amount will accumulate
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7
5
September 26, 2024
Having carried out simple mathematical calculations based on the information provided on the website and all the advertising news on the example presented to the company with an apartment in Minsk for 140 thousand rubles, an initial payment of 15 tas and a payment of 986 rubles, it was possible to calculate that the overpayment will amount to approximately 37.5% of the cost of housing (excluding additional payments), while you will be able to move in only after 4 years of savings and you will have to pay for another 11 years, while the usual bank deposit, which they calculated for the same 4 years, will allow you to save up for an apartment in 6 years and 3 months. Accordingly, from the advantages of the cooperative, you will move in 2 years and 3 months earlier, from the disadvantages you will lose not only 37.5% of the overpayment from the cost of the apartment, but all the profit from the accumulation of funds in the period from 6.25 to 15 years, which will amount to 136.1% of the cost of the apartment.
If we measure the benefit only in the financial issue, then the cooperative is more profitable than a loan from a bank, but is inferior to accumulation in the form of a deposit.
If you look at the timing of obtaining housing, the earlier you get housing, the more financially unprofitable the financing option will be: by taking out a loan from a bank you get housing immediately, but pay the most; by joining a cooperative you get housing after the cumulative period and pay less than the loan; and the last option is opening by depositing and collecting the entire amount yourself, you get housing the latest, but the amount you need to give is the minimum of all options.
What can be said about the company itself, a very dubious organization, of course, it's up to everyone to decide for themselves, but after reading the reviews about the company here and on third-party sites (except for the sites of the company itself, there are of course 0 negative reviews), there is absolutely no desire to join.
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57
4
September 9, 2024
I thank Housing Balance for their cooperation and I would like to thank specialist Evgenia, who accompanied me during and after the transaction. Evgenia explained everything clearly, answered questions of interest and suggested all organizational issues (for example, registration). It is very pleasant that the employees of the cooperative give a sense of care and presence at all stages, special thanks to Evgenia
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9
3
December 27, 2024
I would like to express my deep gratitude to the Housing Balance cooperative, especially to Yulia's Consultant. Everything was calculated and explained. Highly recommend it!!!
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8
2
May 3
Many thanks to the experts who chewed through all the information.
Special thanks to Yulia for explaining the details, for her individual approach, and for her good mood.
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5
February 28
I had a collective and then an individual consultation. As a result, she became a member of the cooperative! I recommend it to anyone who has difficulty buying a home. A competent approach to everyone!
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7
1
September 1, 2024
We would like to share our experience of cooperation with the consumer cooperative Housing Balance. This cooperative really helps people to purchase housing by offering flexible conditions and minimal overpayments.
We joined the cooperative in April 2023. From the very beginning, the process was simple and transparent. We decided on the cost of the apartment and a payment schedule was drawn up. According to the plan, we should have accumulated the necessary amount for about 2.5 years, after which the cooperative would purchase real estate. Since we were overpaying, after 1.5 years we received a call from the cooperative and were offered to choose an apartment in Minsk, and already in August 2024 a deal was made!
I would especially like to note the professionalism and responsiveness of the employees of the cooperative. They were always ready to answer all your questions. Special thanks to Igor Kovel for promptly resolving all issues regarding the transaction and signing the necessary documents.
We are very pleased with our choice and recommend Housing Balance to anyone who is looking for a reliable partner to purchase a home. This cooperative really unites forces and brings the future closer!
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7
3
November 17, 2024
I was on a consultation. Everything is very clear. This is a real way to buy a house for whom it was not available before. The conditions in banks are inhumane and you need to go 7 circles of hell! And it's not a fact that something will come out.My friends have already bought an apartment with their help. We are very satisfied. We also decided to sign a contract with my husband. Prosperity of your company. Thank you for making people happier and a little closer to your dream!
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8
4
May 3
Competent specialists carried out the calculation, explained everything. Signed the contract. Joined a cooperative. This is my third monthly payment. But it's a little scary because of the different opinions about the pyramid scheme ((( Who has experience with refunds? Was it returned without any problems?
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3
September 26, 2024
I have been a member of the Housing Balance cooperative since 2019. Before I bought it, I searched for 2 years for what the catch was. I thoroughly checked all the documents provided by them, requested the charter and other documents, but they bribed with their sincerity and openness.
I want to thank you so much to Nadezhda, she initially gave me hope, after which this hope came true))) After communicating with the support, only pleasant emotions always remain. Keep it up.
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6
5
March 31
Something new in our city! Good for nonresidents...for those who live in Minsk, I would not get in touch! The overpayment is deliberate .but as an option, it's quite realistic to try them!
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2
1
October 25, 2024
I am very glad that I applied to the housing balance 1.5 years ago. Now I have my own apartment, I managed to get it earlier than I expected.
Thanks more to Julia, I didn't even have to think about anything or worry about anything when making it, she explained everything very clearly, helped and it was just a pleasure to interact.
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6
2
November 23, 2024
A typical pyramid, and in principle an alternative to a bank loan, except for the FACT that "as soon as people stop going into the pyramid, it will fall at the moment"
, Which is why it is not recommended to visit this organization, since it is very nice that they "help" people to purchase housing, but at one moment everything can instantly end
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31
8
May 2, 2024
I would like to express my gratitude to the Housing Balance cooperative for the opportunity to purchase their own housing. This is the case when an organization acts in the interests of people and helps them make their lives better. So it's my turn to check in and I'm very happy! The cumulative stage is left behind and now I will pay for the apartment, already living in it, which is very nice!
I would like to express my special gratitude to the employees of the cooperative: for their ability to answer exciting questions in an accessible way and for their patience when not everything was clear the first time.
I also want to express my special gratitude to Igor, the legal adviser, who accompanied my transaction, showed patience and was as involved as possible in the work on the transaction 🙏
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16
3
February 7
Thanks to specialist Tatiana for her competent advice and help in clarifying all the issues of interest.
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6
March 12
"-"Parking is difficult while repairs are underway.
"+" Modern renovated building. Polite staff.
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7
June 15, 2024
I do not advise apartment sellers to contact the Housing balance. We were selling an apartment, potential buyers asked for a deal through the Housing Balance. We agreed at first. And then, before the transaction, a "carousel" began, then on one day the transaction, then the Housing balance specialist cannot and on another day the transaction, then again the transfer to another week, etc., then she has already agreed on the registration of the transaction at the Gomel State Registration Agency and they sent the necessary requests to the RCC, but requests to the RCC missing. There is deception all around. And then the most interesting thing, the Housing balance specialist began to say, we will enter the nth amount into the contract, and after signing the contract, but before signing the act, we will go to the bank, you will cash out part of this amount and give it to potential buyers. We successfully refused a deal with such an "office"!
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42
5
October 11, 2024
I would like to express my Gratitude to the Housing Balance team.For excellent transaction support and full introduction to the business!
Special thanks to Vladislav and his professionalism, who oversaw the purchase of the long-awaited apartment.
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5
1
June 13, 2024
I thank the staff of the Housing Balance PC in Minsk. I would like to express special gratitude to agent Evgenia for the efficiency, organization and quick transaction of the apartment. Thank you for giving me the opportunity to be closer to my dream!
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6
2
May 6, 2024
Thanks to JB, I now live in my own apartment. Overpayments are less than in the bank, the staff are all responsive. If you understand their system well, then all doubts that it is mmm disappear. People who write that this is a pyramid scheme just don't want to dive in and figure out exactly how the JB works. The only thing that scares is the rise in inflation, but it's better than just giving money for rental housing
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18
3
April 30, 2024
The Housing Balance is just a godsend! Everything is accessible, clear and understandable! It is better to immediately direct all your efforts and deal with the conditions, so that you do not regret the lost time later!!! Joining a cooperative is the first step towards YOUR future apartment! To your OWN!♥
If there are any questions, they will always help you figure them out! Everything is clear, to the point and without any trick!
Dreams come true!!! Thank you JB for making people happy♥♥♥
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13
3
March 4
The housing balance not only gives hope for the acquisition of your home, but also helps to acquire it!!! Thank you very much for the housing balance!!!
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8
April 26, 2024
Joined a cooperative with her husband in 2019 , accumulated 2 years, moved into their apartment in 2021) There is no limit to happiness)))) We are very glad that there is a Housing balance, because without it the housing issue would not have been solved, since the payments in the bank are crazy and overpayments are also huge!!!! And in 2022 I came to work in the Housing Balance, which I am immensely glad of))) Now I help people to buy their own homes))))
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15
2
April 18, 2024
Guys, well, I was at the consultation, I'm generally satisfied.What looks like an oriflame, or there is a worn floor, it is in you (the reviewers) that your stuffiness speaks..no one owes you anything, and there are no freebies in this world.No one is pulling my hair to join.As for me, this is a real, acceptable option to solve the housing issue.All settlement issues can be solved individually, believe me, banks will withdraw three times as much..The best option with housing is to receive an inheritance from a billionaire uncle, or win the lottery..which is most likely a myth and a pleasant dream.In other cases, you will have to strain the rolls.The guys are good, we cooperate!
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19
3
August 23, 2024
The employees who answer the phone communicate rudely and biased. I have repeatedly contacted them by phone, and each time I have faced the same situation. On the other hand, it is clear who goes to such a position: all adequate people are trying to find a more suitable place of work, so the situation is quite understandable.
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14
11
May 30
Excellent specialists work, they explain everything patiently and intelligibly.
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March 12, 2024
I attended the presentation of the housing balance.Without an initial payment, allegedly, but no, the accumulative system is the same as saving at home, you pay less, the queue is longer, i.e. if I make contributions figuratively for 900 rubles. then I will move in about a year, but! What prevents me from paying 1000 rubles. in the ban and settling in immediately, secondly, I was confused that I had to put money into their account to save up, it resembles a pyramid system.And finally, the amount that is in the bank, which is the same in total, has something to compare with.I do not deny that everything is competently built on brainwashing)
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16
April 24, 2024
At the consultation, they tell everything in an accessible language. According to the terms, everything is quite transparent. I am glad that they do not impose anything, but on the contrary, they offer to consider various options, and then only make a decision. A great option for those who do not have a down payment. It will have to wait, but I think it's worth it.
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9
1
April 18, 2024
I joined the Housing Balance cooperative, my check-in will be soon. The conditions in the cooperative are very favorable compared to a bank loan. I was consulted at the bank and the payment was more than 2000 rubles, which is a lot, and the payment in the cooperative is less than half. I also compared the overpayments (which is important to me) and was horrified. The overpayment in the bank is 110%, in the cooperative less than 30.
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10
3
June 18, 2024
We joined the cooperative in 2019, and bought an apartment in 2020. The transaction was quick and clear. The seller receives the entire amount at once in the bank.
We have been living in our apartment for 4 years and are slowly paying.
Do not waste time thinking, join earlier - buy an apartment faster!
Thanks to the whole team for the great work!
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8
2
April 15, 2024
Divorce. I can't describe everything anymore. Just the main points: there you buy an apartment not for money, but for "points" (I don't remember how they called this currency). You buy these points already for money and the rate of the score is set by them and according to some murky scheme. And when buying an apartment, the owner is not you (!), but they. Until you pay the full amount..
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15
March 5
A cool place, more profitable than in the bank and leasing, already 3 familiar members of the cooperative
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9
September 25, 2023
Some specialists are very intrusive, just too much! There was a feeling that it was necessary to "sell the product" at any price! They just scared me with their obsession! If everything is so cool and cool with them, then why force me to join, if it's not to go to the store for bread, I need time to think and evaluate my capabilities! And one specialist is very obsessive, I explain to her that it is inconvenient to communicate behind the wheel, she further strains! I was very alarmed by this behavior!If everything is so good and wonderful and sweet, then why the rush and crush?!
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7