I use a savings card with a Thank You loyalty program, and this is one of the best discoveries in a long time. With each payment, points are awarded, which are pleasant to spend later on other purchases. I transfer money from my salary card via ERIP without commission and save points. Highly recommend it)
I discovered a savings card to try the "Thank You" loyalty program. And you know, it really works) Points accumulate quickly, and they can be exchanged for money at any time. I just buy what I need and get bonuses for it.