Difficulties started at work and I had to go to the bank about loan restructuring. Freedom has such a service if suddenly the borrower cannot pay the loan. We considered the application for a long time, 10 days. I was on edge all this time, but there was nowhere to go. As a result, the manager called me and said that everything was considered. The conditions were provided normally – I got a break in monthly payments for 3 months. Well, it didn't get any better at work, I found another one.